Behind on Mortgage Payments? Sell Your GTA House Fast
Missed mortgage payments in Toronto or the GTA? Get a fast, fair cash offer and sell before arrears turn into a power of sale.
- Cash offer in 24 hours
- Close in as little as 7 days
- No commissions or fees
- Sell as-is, no repairs
Get Your Fair Cash Offer
No obligation. We'll reach out within 24 hours.
You have more options than you think
Falling behind on your mortgage happens to good people: a job loss, illness, a separation or a payment renewal at a much higher rate. The earlier you act, the more choices you have. Selling quickly for cash can clear the arrears, stop the penalties and fees from growing, and let you move on with your equity intact.
How we help
- A cash offer within 24 hours, with no obligation to accept
- No showings, open houses or months of waiting while payments pile up
- We pay your lender directly at closing through the lawyers
- Pick a closing date that gives you time to find your next place
Every situation is different. This page is general information, not legal or financial advice. We always recommend speaking with a real estate lawyer before you sign anything, and we're happy to work alongside yours.
Three simple steps to sell your house in the GTA
No listing, no showings, no waiting on a buyer's bank.
Tell us about the property
Fill out the short form or call us. It takes about two minutes.
Get a fair cash offer
We take a quick look at the home and give you a written, no-obligation offer within 24 hours.
Close on your date
Pick your closing day. Your lawyer handles the paperwork and you get paid. Done.
Frequently asked questions
How many missed payments before power of sale?
In Ontario, a lender can generally begin power of sale once a payment is more than 15 days late, though many wait longer. Read your mortgage terms and speak with your lender and a lawyer as soon as you can.
Should I talk to my lender first?
Yes. Some lenders will offer a payment deferral or a revised plan. If those options do not work, a quick sale is often the best way to protect your credit and your equity.
What if my house needs repairs too?
That is fine. We buy as-is, so you do not need to spend money you do not have on repairs before selling.
How do you come up with your offer?
We look at what similar homes nearby have sold for, estimate the cost of any repairs, and factor in our costs to own and resell the property. Then we make a fair cash offer and walk you through how we got there.
Is there any obligation or cost to get an offer?
No. Getting an offer is free and there is no obligation to accept it.
Do I pay commissions or fees?
No. There are no agent commissions and no fees charged by us. You will want your own real estate lawyer to handle the closing, as with any sale in Ontario.
We help homeowners across the GTA
City of Toronto
Peel Region
York Region
Halton Region
Other situations we can help with
Life doesn't always go to plan. Whatever you are dealing with, we have probably helped someone in the same spot.
Power of Sale
Learn more →Inherited Property
Learn more →Divorce or Separation
Learn more →Tenant Problems
Learn more →Needs Major Repairs
Learn more →Fire or Water Damage
Learn more →Relocating
Learn more →Listing Didn't Sell
Learn more →Downsizing
Learn more →Vacant Property
Learn more →Back Taxes or Liens
Learn more →Ready for your fair cash offer?
Find out what your house is worth to us. It takes two minutes and there is no obligation.